AUSTRAC Tranche 2 reforms are coming — accountants, lawyers, conveyancers, real estate & dealers are being brought into the AML/CTF regime.
AMLCompliant blog

AML/CTF & Tranche 2, explained plainly

Plain-English AML/CTF and AUSTRAC Tranche 2 guides for Australian accountants, lawyers, conveyancers, real estate agents and dealers.

The AML/CTF Compliance Officer (AMLCO): Role, Duties and How to Appoint One

What an AML compliance officer does, who can be the AMLCO in a small firm, and how to appoint one before Tranche 2 obligations commence on 1 July 2026.

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The AML/CTF Independent Review: What It Is and How to Prepare

AML/CTF independent review explained for Australian reporting entities: what it is, who can do it, what it covers, and how to prepare for your first one.

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What Must an AML/CTF Program Include? (Australia, Tranche 2)

What an AML/CTF program must include for Australian Tranche 2 firms, part by part, with a practical build checklist ahead of 1 July 2026.

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AML/CTF Record-Keeping Requirements: What to Keep and for How Long

AML/CTF record keeping made practical: what records prove you follow your program, the 7-year retention rule, and how to stay audit-ready for AUSTRAC.

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How to Enrol with AUSTRAC: A Step-by-Step Guide for New Reporting Entities

A step-by-step AUSTRAC enrolment guide for new reporting entities, with what to have ready, timing, and common mistakes ahead of 1 July 2026.

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AML/CTF for Conveyancers: What Tranche 2 Means for Your Practice

A practical conveyancer AML/CTF guide to Tranche 2: which designated services trigger obligations, what to do before 1 July 2026, and a readiness plan.

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Customer Due Diligence (CDD/KYC): A Practical Guide for Tranche 2 Entities

A practical customer due diligence (KYC) guide for tranche 2 entities: how to identify, verify and risk-rate customers, and apply enhanced due diligence.

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AML/CTF for Dealers in Precious Metals and Stones: Tranche 2 Obligations

Precious metals dealer AML guide to Tranche 2: cash thresholds, designated services and a readiness checklist for bullion, jewellery and gem dealers.

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AML/CTF for Law Firms: Tranche 2 Obligations for Legal Practitioners

A practical guide to law firm AML/CTF obligations under Tranche 2: enrolment, your AML/CTF program, CDD and trust accounts before 1 July 2026.

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AML/CTF for Real Estate Agents: Your Tranche 2 Obligations Explained

Real estate AML/CTF under Tranche 2: what designated services capture agencies, the obligations starting 1 July 2026, and how principals can get ready.

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Suspicious Matter Reports (SMRs): When and How to Report to AUSTRAC

When a suspicious matter report applies, the timeframes, and how to avoid tipping off — a practical SMR workflow for AUSTRAC reporting entities.

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How Much Does AML/CTF Compliance Cost? A Realistic Guide for Small Firms

A realistic look at AML/CTF compliance cost for small Australian firms: the real cost drivers, DIY vs consultant, and how to stay lean before 1 July 2026.

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Tranche 2 Key Dates and Deadlines: What Is Changing and When

The Tranche 2 deadline is 1 July 2026. Here is the reform timeline and a practical back-planning schedule so Australian businesses know how long they have.

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What Is Tranche 2? A Plain-English Guide for Australian Businesses

What is Tranche 2? A plain-English guide for Australian businesses on who it covers, the 1 July 2026 start date, and the AML/CTF steps to take now.

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The Complete AML/CTF Kit

Get your AML/CTF program sorted — without the consultant bill

Audit-ready, editable Word templates for Australian Tranche 2 reporting entities — AML/CTF program, ML/TF risk assessment, CDD/KYC, SMR & threshold registers, record-keeping and an AUSTRAC enrolment checklist. Instant download.

Get the Complete AML Kit — $197Am I captured? — free check