Pricing
Last checked 25 September 2026 against the AML/CTF Act compilation C2026C00274, the AML/CTF Rules 2025 (F2025L01026) and the Transitional Rules 2026 (F2026L00393)
There are two things to buy. The AML/CTF Program Kit is A$497, and you do the customising. Setup is done for you from your answers, at a fixed fee of A$990, A$1,490 or A$2,490, depending on the size of your firm. Every price includes GST. There is no subscription and nothing renews.
Independent. Not affiliated with, or endorsed by, AUSTRAC or the Australian Government.
01 Compare the options
AUSTRAC's starter kits are free, and for some firms they are enough. This table shows what each option leaves you to do.
| Option | Price, including GST | Who it suits | Who does the customising | What you receive |
|---|---|---|---|---|
| AUSTRAC starter kit | Free | Firms that fit AUSTRAC's profile and have time to do the work | You, following AUSTRAC's guide | AUSTRAC's blank documents and customise guide |
| AMLCompliant kit | A$497 | The same firms, if you want the legal references written in and checked | You, with the references, registers and calendar already built | Four sector editions in Word, one-firm licence |
| Setup, Band 1 | A$990 | 1 to 3 personnel, one office, one sector | We draft from your intake; you check and approve | Your tailored program and evidence pack, one 60-minute call, training for up to 3 people, plus the kit |
| Setup, Band 2 | A$1,490 | 4 to 8 personnel | We draft from your intake; you check and approve | As Band 1, with more forms and records, two calls and training for up to 8 people, plus the kit |
| Setup, Band 3 | A$2,490 | 9 to 15 personnel, two offices, or mixed service lines | We draft from your intake; you check and approve | As Band 2, with a scope note for each service line, an independent evaluator brief and a 30-day check-in, plus the kit |
AUSTRAC's kits, and everything we sell, are designed for firms of 15 or fewer personnel that fit AUSTRAC's starter-kit profile. AUSTRAC starter kits: getting started
02 Buy
Do it yourself
A$497 one-off, includes GST of A$45.18
Independent. Not affiliated with, or endorsed by, AUSTRAC or the Australian Government.
Done for you
Setup buyers receive the kit download straight away, with the intake questionnaire for their sector. We send your draft documents within 5 business days of receiving your complete intake.
Band 1 · 1–3 personnel
A$990 one-off, includes GST of A$90.00
1 to 3 personnel, one office, one sector, clients mostly Australian individuals.
Independent. Not affiliated with, or endorsed by, AUSTRAC or the Australian Government.
Band 2 · 4–8 personnel
A$1,490 one-off, includes GST of A$135.45
4 to 8 personnel, with companies and trusts among your clients, or sales plus a rent roll.
Independent. Not affiliated with, or endorsed by, AUSTRAC or the Australian Government.
Band 3 · 9–15 personnel or mixed service lines
A$2,490 one-off, includes GST of A$226.36
9 to 15 personnel, two offices, or mixed service lines.
Independent. Not affiliated with, or endorsed by, AUSTRAC or the Australian Government.
03 GST
The price on the button is the price you pay. It already includes GST, which is one-eleventh of the price. The GST amount is shown under each price on this page.
Wani Meridian Pty Ltd (ABN 97 701 307 020), trading as AMLCompliant, is registered for GST. After you pay, you receive a tax invoice by email that shows the GST. Nothing is added at checkout.
04 Context
Before the reforms passed, the Attorney-General's Department published an Impact Analysis. Its Table 19 estimates the average extra cost to a newly regulated business of meeting all its AML/CTF obligations, by annual turnover. These are the Government's modelled averages, not quotes for our work.
A$4,460
Average upfront cost for the smallest newly regulated businesses, with turnover up to A$200,000.
Impact Analysis, Table 19 Government estimate
A$6,020
Average cost each year after that, for the same businesses.
Impact Analysis, Table 19 Government estimate
The estimates rise with turnover. The department also said businesses would not be starting from scratch. The figures cover all of a firm's obligations, not just its documents. For the full table by turnover, see our guide to what AML/CTF compliance costs a small firm.
05 Our promise
If you find a factual error in a citation, a date or a threshold in any document we supply, email [email protected]. We correct it within 5 business days, at no cost. It applies to the kit and to Setup documents.
We do not promise outcomes: meeting your obligations depends on your firm following its program.
Your rights under the Australian Consumer Law are not affected. The details are in our terms.
06 Straight answers
Yes. Wani Meridian Pty Ltd (ABN 97 701 307 020), trading as AMLCompliant, is registered for GST. Every price on this site includes GST, and you receive a tax invoice by email after you pay.
No. You pay once. If we publish a new edition of the kit, buyers of the current edition can download it at no charge. Nothing is billed again.
The Office of Impact Analysis (September 2024, Table 19) estimated that the smallest newly regulated businesses, with turnover up to A$200,000, would spend on average A$4,460 upfront and A$6,020 a year to meet all their AML/CTF obligations. The estimates rise with turnover. The department noted that businesses would not be starting from scratch. These are modelled averages, not quotes.
The kit is a download you receive straight away, so we do not refund a change of mind once it has been downloaded. For Setup, you can cancel for a full refund before we start drafting or hold the first call, and if we find after you pay that your firm is outside the profile we can serve, we refund in full before any work starts. Your rights under the Australian Consumer Law are not affected. The details are in our terms.
Where our facts come from is listed on our sources page.
Ready to buy
All four sector editions — accountants, real estate agencies, conveyancers and legal practices — as editable Word documents. No subscription.
Prefer it done for you? The set-up service starts at A$990 and includes the kit.
A$497 one-off, includes GST of A$45.18
Buy the kit — A$497After payment you go straight to your download page.
Independent. Not affiliated with, or endorsed by, AUSTRAC or the Australian Government.